“The greatest gift we can give ourselves is the gift of believing in our dreams.” – Cinderella Life is complex. I feel that the modern person with all their duties is similar to the heroine in Cinderella. She was too busy with immediate urgent tasks of surviving her step-sisters and stepmother’s demands to look within and manifest…
Time is not money, but time is a form of wealth. Finance people think differently. We get triggered by monthly expenses that most people would shrug off. Why? Because we understand and utilize money magic. In finance jargon, this is called compounding interest. It refers to when your investments make returns; those returns will also…
“The best of all medicines is fasting and resting” – Benjamin Franklin I am on a fast. I do it from time to time and find it very beneficial. I think the main benefit for me is a reset. Fasting is like walking through a vast dessert knowing you will reach a fantastic destination on…
How do you get the important value of vacations without overspending past your budget? You may be thinking about summer vacation plans and feel the pressure to make great family memories. Especially as parents in this era, we can be pressured to create epic memories that have high price tags. This can be due to…
Life is a beautiful assortment of opportunity that awaits you. As you gain more momentum building your wealth, you will have more access to life’s material treats in all of its variety. This does not mean that you have to partake of everything offered. And just because you can afford something doesn’t mean you should…
Abundance is the second element of the Compass Star PATH (which stands for Passion, Abundance, Time and Health). It is the more traditional view of wealth representing actual money and material abundance. A key facilitator of increasing abundance into your life is whether you view the world through the lens of scarcity or plenty, I…
I love a clean house. It makes me feel like I am on top of things, like I am ‘adulting’ well. Clean environments feel warm and welcoming; truly relaxing. What is the first thing people do when they want to sell something (like a house or a car) for an optimal price? They give it…
Is saving £432 worth an hour of your time? Imagine you are looking into your account activity to ensure you have enough for your holiday gifts and plans, and you notice an unexpected monthly charge from your favourite service provider for £57. You think to yourself: ‘hmmm, that is interesting; I thought it was supposed…
There are two primary vital signs for your finances, one is your budget (or cash flow) which we discussed in the prior blog, and the other is called your net worth which we will discuss today. Just as a doctor takes your heart rate and blood pressure as a first indication of general health; you…
Budgeting is an art. No, really. It is a creative enterprise of your resource optimization. Your budget is the architectural plan of your lifestyle: the blueprint. It is so essential that I have a whole section in my book on this topic. When budgeting is done well, it is a powerful tool for enhancing your…